STP Calculator

STP Calculator

Simulate a Systematic Transfer Plan — watch your debt fund transfer monthly into an equity fund while both earn returns in parallel.

✕ STP Amount is greater than or equal to the Source Fund Amount. Please reduce the monthly transfer or increase the source amount.
ℹ Source fund return is equal to or higher than destination fund return. Typically the destination (equity) fund should offer higher long-term returns.

Destination Fund (Equity)

₹ 25,000
₹ 1,000₹ 5 L
Minimum STP amount is ₹ 1,000
12%
1%30%
Enter a value between 1% and 30%

Source Fund (Debt / Liquid)

₹ 10 L
₹ 10K₹ 10 Cr
Source amount must be greater than STP amount
8%
1%20%
Enter a value between 1% and 20%
10 Yrs
1 Yr40 Yrs
Enter a value between 1 and 40 years

STP Results

Destination Fund Value
—
Source Fund Remaining
—
Total Portfolio Value
—
Returns in Dest. Fund
—
Total Transferred
—
STP Months Run
—
Destination Fund
Invested —
Returns —
Source Fund
Remaining —
Transferred —

Month-by-Month Simulation — Source Fund Declining vs Destination Fund Growing

Month-by-Month Breakdown

Month-by-month breakdown of source fund balance, amount transferred, and destination fund value
Month Source Fund Balance Amount Transferred Destination Fund Value
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.