STP Calculator

STP Calculator

Simulate a Systematic Transfer Plan — watch your debt fund transfer monthly into an equity fund while both earn returns in parallel.

✕ STP Amount is greater than or equal to the Source Fund Amount. Please reduce the monthly transfer or increase the source amount.
ℹ Source fund return is equal to or higher than destination fund return. Typically the destination (equity) fund should offer higher long-term returns.
Destination Fund (Equity)
Monthly STP Transfer Amount ₹ 25,000
₹ 1,000₹ 5 L
Minimum STP amount is ₹ 1,000
Destination Fund Expected Return 12%
1%30%
Enter a value between 1% and 30%
Source Fund (Debt / Liquid)
Source Fund Amount (Lumpsum) ₹ 10 L
₹ 10K₹ 10 Cr
Source amount must be greater than STP amount
Source Fund Expected Return 8%
1%20%
Enter a value between 1% and 20%
Duration 10 Yrs
1 Yr40 Yrs
Enter a value between 1 and 40 years
STP Results
Destination Fund Value
Source Fund Remaining
Total Portfolio Value
Returns in Dest. Fund
Total Transferred
STP Months Run
Destination Fund
Invested
Returns
Source Fund
Remaining
Transferred
Month-by-Month Simulation — Source Fund Declining vs Destination Fund Growing
Month-by-Month Breakdown
Month Source Fund Balance Amount Transferred Destination Fund Value
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.