Samco Multi Asset Allocation Fund - Direct Growth

About Scheme: This is a unique fund with a dynamic R.O.T.A.T.E. strategy. The fund has an ability to rotate predominantly into EQUITY Mode when equities are in a bull market, into GOLD mode when equities take a back seat but Gold is outperforming and into DEBT/ARBITRAGE mode when both equities and gold are falling.

Overview
Portfolio
Fund Performance
Scheme Documents

Fund Overview

Investment Objective

The investment objective of the scheme is to generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruments, debt and money market instruments, Exchange Traded Commodity Derivatives / Units of Gold ETFs, Silver ETF & units of REITs/InvITs.

There is no assurance that the investment objective of the scheme will be achieved.

Key Highlights
Gold : Ability to transform into a predominantly Gold Fund when Gold is trending upwards inversely vs Equity.
Real Time Allocation Model : Allows quick re-allocation between 3 modes and doesn’t wait for quarterly/monthly rebalancing cycles.
Dynamic in nature : A hybrid fund that can transform into pre-dominantly Equity Mode or Gold Mode or Debt Mode.
Drawdown Protection : Limited drawdown during bear markets.
Momentum Trend following system : Only stay in the equities when the markets are trending upside.

Type of scheme	An open ended scheme investing in Equity, Fixed Income, Exchange Traded Commodity Derivatives / Units of Gold ETFs / Silver ETFs & units of REITs/InvITs
Plans	Direct Growth Regular Growth
Benchmark Index	65% Nifty 50 TRI + 20% CRISIL Short Term Bond Fund Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver
STP Frequency	Normal STP - daily, weekly, fortnightly, monthly, quarterly
Minimum Application Amount of scheme	₹ 5000 and in multiples of ₹ 1/- thereafter
Minimum Additional Application Amount	₹ 500 and in multiples of ₹ 1/- thereafter
Minimum SIP Amount	₹ 250 and in multiples of ₹ 1/- thereafter
Entry Load	Not applicable
Exit Load	10% of units can be redeemed without an exit load within 12 months of allotment. Any redemption in excess of such limit in the first 12 months will incur 1% exit load. No exit load, if redeemed or switched out after 12 months from the date of allotment of unit.
Fund Manager	Mr. Umeshkumar Mehta Director, CIO & Fund Manager Ms. Nirali Bhansali Fund Manager Mr. Dhawal Dhanani Fund Manager Ms. Komal Grover Fund Manager

Portfolio

All Holdings (as on 2025-10-31)

Issuers	Industry	% Of Net Assets	% to Derivatives
Indian Equity and Equity Related Total		29.27	32.71
Muthoot Finance Limited	Finance		3.50
HDFC Asset Management Company Limited	Capital Markets		2.72
Nippon Life India Asset Management Limited	Capital Markets	2.57
Motilal Oswal Financial Services Limited	Capital Markets	2.33
Polycab India Limited	Industrial Products		2.06
Cummins India Limited	Industrial Products		2.03
Solar Industries India Limited	Chemicals & Petrochemicals		2.03
Schaeffler India Limited	Auto Components	1.97
Bharat Dynamics Limited	Aerospace & Defense		1.92
Religare Enterprises Limited	Finance	1.85
Coromandel International Limited	Fertilizers & Agrochemicals	1.82
Dixon Technologies (India) Limited	Consumer Durables		1.66
KEI Industries Limited	Industrial Products		1.66
Mazagon Dock Shipbuilders Limited	Industrial Manufacturing		1.60
Vikran Engineering Limited	Construction	1.47
Bharat Electronics Limited	Aerospace & Defense	0.37	1.09
Coforge Limited	IT - Software		1.41
Marico Limited	Agricultural Food & other Products		1.39
Eicher Motors Limited	Automobiles	0.57	0.76
Maruti Suzuki India Limited	Automobiles	0.38	0.93
TVS Motor Company Limited	Automobiles	0.49	0.66
Canara Bank	Banks	0.18	0.88
Eternal Limited	Retailing	0.18	0.85
Bosch Limited	Auto Components	0.16	0.84
Anand Rathi Wealth Limited	Capital Markets	0.97
Bajaj Finance Limited	Finance	0.57	0.37
Mahindra & Mahindra Limited	Automobiles	0.20	0.71
eClerx Services Limited	Commercial Services & Supplies	0.87
Manappuram Finance Limited	Finance	0.75	0.05
State Bank of India	Banks	0.14	0.65
HDFC Bank Limited	Banks	0.42	0.34
Bharti Airtel Limited	Telecom - Services	0.50	0.25
JSW Steel Limited	Ferrous Metals	0.36	0.37
Punjab National Bank	Banks	0.12	0.61
InterGlobe Aviation Limited	Transport Services	0.46	0.24
Jindal Steel Limited	Ferrous Metals	0.11	0.54
Karur Vysya Bank Limited	Banks	0.65
SBI Life Insurance Company Limited	Insurance	0.55	0.10
HDFC Life Insurance Company Limited	Insurance	0.53	0.09
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	0.28	0.33
Godawari Power And Ispat limited	Industrial Products	0.59
Britannia Industries Limited	Food Products	0.42	0.16
Bajaj Holdings & Investment Limited	Finance	0.53
Affle 3i Limited	IT - Services	0.45
CreditAccess Grameen Limited	Finance	0.45
Shree Cement Limited	Cement & Cement Products	0.62	-0.18
Tata Consumer Products Limited	Agricultural Food & other Products	0.34	0.09
Pfizer Limited	Pharmaceuticals & Biotechnology	0.38
AstraZeneca Pharma India Limited	Pharmaceuticals & Biotechnology	0.37
Zensar Technologies Limited	IT - Software	0.37
UTI Asset Management Company Limited	Capital Markets	0.36
Central Depository Services (India) Limited	Capital Markets	0.35
Gillette India Limited	Personal Products	0.33
Engineers India Limited	Construction	0.32
LT Foods Limited	Agricultural Food & other Products	0.31
Caplin Point Laboratories Limited	Pharmaceuticals & Biotechnology	0.28
Metropolis Healthcare Limited	Healthcare Services	0.22
Sumitomo Chemical India Limited	Fertilizers & Agrochemicals	0.22
Dr. Lal Path Labs Limited	Healthcare Services	0.21
Computer Age Management Services Limited	Capital Markets	0.18
Adani Power Limited	Power	0.14
6 TVS Motor Co Non Conv Rede Pref Shares 01SEP26	Automobiles	0.01
Gold ETF		15.53
HDFC Gold ETF	Mutual Funds	10.94
ICICI Prudential Gold ETF	Mutual Funds	2.60
Nippon India ETF Gold Bees	Mutual Funds	1.99
Debt Instruments		9.85
6.99 GOI (MD 17/04/2026)	Sovereign	9.85
TREPS, Cash, Cash Equivalents and Net Current Asset	Cash & Cash Equivalents	12.64
Grand Total		100

Industry wise Allocation

Fund Performance (as on 2025-10-31)

Performance of Lumpsum

Period	Fund Returns (%)	Benchmark Returns (%)	Additional Benchmark Returns (%)	Value of Investment of 10,000
Period	Fund Returns (%)	Benchmark Returns (%)	Additional Benchmark Returns (%)	Fund (₹)	Benchmark (₹)	Additional Benchmark (₹)
Regular Plan - Growth Option
Last 6 months	9.35%	35.90%	13.27%	10,472	11,810	10,669
Since Inception	20.77%	32.20%	11.38%	11,770	12,744	10,970
Direct Plan - Growth Option
Last 6 months	11.05%	35.90%	13.27%	10,557	11,810	10,669
Since Inception	22.77%	32.20%	11.38%	11,940	12,744	10,970

Benchmark: (65% Nifty 50 TRI + 20% CRISIL Short Term Bond Fund Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver) Additional Benchmark: Nifty 50 Total Returns Index Inception/Allotment date: 24-Dec-24

Samco Multi Asset Allocation Fund have not completed 1 year but have completed 6 months, accordingly, simple annualised returns are shown. Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of ₹10 invested at inception. Different Plans i.e. Regular Plan and Direct Plan under the scheme has different expense structure. The Fund is co-managed by Mr. Umeshkumar Mehta, Mrs. Nirali Bhansali and Mr. Dhawal Ghanshyam Dhanani since inception, Ms. Komal Grover (since July 17, 2025). In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the previous date is considered for computation of returns.