Samco Multi Asset Allocation Fund - Direct Growth

About Scheme: This is a unique fund with a dynamic R.O.T.A.T.E. strategy. The fund has an ability to rotate predominantly into EQUITY Mode when equities are in a bull market, into GOLD mode when equities take a back seat but Gold is outperforming and into DEBT/ARBITRAGE mode when both equities and gold are falling.

Overview
Portfolio
Fund Performance
Scheme Documents

Fund Overview

Investment Objective

The investment objective of the scheme is to generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruments, debt and money market instruments, Exchange Traded Commodity Derivatives / Units of Gold ETFs, Silver ETF & units of REITs/InvITs.

There is no assurance that the investment objective of the scheme will be achieved.

Key Highlights
Gold : Ability to transform into a predominantly Gold Fund when Gold is trending upwards inversely vs Equity.
Real Time Allocation Model : Allows quick re-allocation between 3 modes and doesn’t wait for quarterly/monthly rebalancing cycles.
Dynamic in nature : A hybrid fund that can transform into pre-dominantly Equity Mode or Gold Mode or Debt Mode.
Drawdown Protection : Limited drawdown during bear markets.
Momentum Trend following system : Only stay in the equities when the markets are trending upside.

Type of scheme	An open ended scheme investing in Equity, Fixed Income, Exchange Traded Commodity Derivatives / Units of Gold ETFs / Silver ETFs & units of REITs/InvITs
Plans	Direct Growth Regular Growth
Benchmark Index	65% Nifty 50 TRI + 20% CRISIL Short Term Bond Fund Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver
STP Frequency	Normal STP - daily, weekly, fortnightly, monthly, quarterly
Minimum Application Amount of scheme	₹ 5000 and in multiples of ₹ 1/- thereafter
Minimum Additional Application Amount	₹ 500 and in multiples of ₹ 1/- thereafter
Minimum SIP Amount	₹ 250 and in multiples of ₹ 1/- thereafter
Entry Load	Not applicable
Exit Load	10% of units can be redeemed without an exit load within 12 months of allotment. Any redemption in excess of such limit in the first 12 months will incur 1% exit load. No exit load, if redeemed or switched out after 12 months from the date of allotment of unit.
Fund Manager	Mr. Umeshkumar Mehta Director, CIO & Fund Manager Ms. Nirali Bhansali Fund Manager Mr. Dhawal Dhanani Fund Manager Ms. Komal Grover Fund Manager

Portfolio

All Holdings (as on 2026-01-31)

Issuers	Industry	% Of Net Assets	% to Derivatives
Indian Equity and Equity Related Total		11.03	2.92
Religare Enterprises Limited	Finance	1.45
Shriram Finance Limited	Finance		0.92
State Bank of India	Banks	0.14	0.75
Hindalco Industries Limited	Non - Ferrous Metals		0.80
TVS Motor Company Limited	Automobiles	0.44	0.30
Eicher Motors Limited	Automobiles	0.50	0.19
Canara Bank	Banks	0.17	0.51
Bharat Electronics Limited	Aerospace & Defense	0.34	0.27
SBI Life Insurance Company Limited	Insurance	0.49	0.07
Maruti Suzuki India Limited	Automobiles	0.30	0.23
JSW Steel Limited	Ferrous Metals	0.31	0.22
Punjab National Bank	Banks	0.11	0.39
Jindal Steel Limited	Ferrous Metals	0.10	0.38
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	0.27	0.19
Bajaj Finance Limited	Finance	0.44	-0.02
Bharti Airtel Limited	Telecom - Services	0.41
Adani Power Limited	Power	0.41
Mahindra & Mahindra Limited	Automobiles	0.17	0.23
Hyundai Motor India Ltd	Automobiles	0.39
Solar Industries India Limited	Chemicals & Petrochemicals		0.38
Tata Consumer Products Limited	Agricultural Food & other Products	0.29	0.08
Bosch Limited	Auto Components	0.13	0.18
Asian Paints Limited	Consumer Durables		0.31
Eternal Limited	Retailing	0.14	0.16
HDFC Bank Limited	Banks	0.35	-0.07
Nippon Life India Asset Management Limited	Capital Markets	0.03
Hero MotoCorp Limited	Automobiles	1.55	-1.53
AIA Engineering Limited	Industrial Products	0.02
Cummins India Limited	Industrial Products		0.02
KEI Industries Limited	Industrial Products		0.02
APL Apollo Tubes Limited	Industrial Products	1.08	-1.07
Godfrey Phillips India Limited	Cigarettes & Tobacco Products	0.01
NMDC Limited	Minerals & Mining	0.99	-0.99
6% TVS Motor Co Non Conv Rede Pref Shares 01SEP26	Automobiles
Affle 3i Limited	IT - Services
Akzo Nobel India Limited	Consumer Durables
Metropolis Healthcare Limited	Healthcare Services
Zensar Technologies Limited	IT - Software
eClerx Services Limited	Commercial Services & Supplies
Gold ETF		31.73
Nippon India ETF Gold Bees	Mutual Funds	18.19
HDFC Gold ETF	Mutual Funds	13.54
Debt Instruments		9.78
6.99% GOI (MD 17/04/2026)	Sovereign	8.54
7.38% GOI (MD 20/06/2027)	Sovereign	1.24
TREPS, Cash, Cash Equivalents and Net Current Asset	Cash & Cash Equivalents	44.54
Grand Total		100

Industry wise Allocation

Period	Fund Returns (%)	Benchmark Returns (%)	Additional Benchmark Returns (%)	Value of Investment of 10,000
Period	Fund Returns (%)	Benchmark Returns (%)	Additional Benchmark Returns (%)	Fund (₹)	Benchmark (₹)	Additional Benchmark (₹)
Regular Plan - Growth Option
Last 1 year	22.97%	31.62%	8.97%	12,297	13,162	10,897
Since Inception	23.11%	29.16%	7.31%	12,580	13,265	10,811
Direct Plan - Growth Option
Last 1 year	24.98%	43.47%	8.97%	12,498	13,162	10,897
Since Inception	25.14%	29.16%	7.31%	12,810	13,265	10,811

Benchmark: (65% Nifty 50 TRI + 20% CRISIL Short Term Bond Fund Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver) Additional Benchmark: Nifty 50 Total Returns Index Inception/Allotment date: 24-Dec-24

Past performance may or may not be sustained in the future. Returns computed on compounded annualised basis based on the NAV. Different Plans i.e. Regular Plan and Direct Plan under the scheme has different expense structure. The “since inception” returns of the scheme are calculated on Rs. 10/- invested at inception. The Fund is co-managed by Mr. Umeshkumar Mehta (since inception), Mrs. Nirali Bhansali (since inception), Mr. Dhawal Ghanshyam Dhanani (since inception) and Ms. Komal Grover (since July 17, 2025). In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the previous date is considered for computation of returns.

Period	Amount invested (Rs)	Fund Value (Rs)	Fund Returns (%)	Benchmark value (Rs)	Benchmark Returns (%)	Additional Benchmark Value (Rs)	Additional Benchmark Returns (%)
Period	Amount invested (Rs)	Fund Value (Rs)	Fund Returns (%)	Benchmark value (Rs)	Benchmark Returns (%)	Additional Benchmark Value (Rs)	Additional Benchmark Returns (%)	Regular Plan - Growth Option
Last 1 year	120,000	132,705.00	20.25%	145,688	42.05%	124,466	6.99%
Since Inception	130,000	145,210.00	20.67%	158,945	40.11%	135,270	7.05%
Direct Plan - Growth Option
Last 1 year	120,000	133,886.00	22.19%	145,688	42.05%	124,466	6.99%
Since Inception	130,000	146,607.00	22.62%	158,945	40.11%	135,270	7.05%

Past performance may or may not be sustained in the future. For SIP returns, monthly investment of Rs.10,000 invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return).The Fund is co-managed by Mr. Umeshkumar Mehta (since inception), Mrs. Nirali Bhansali (since INCEPTION), Mr. Dhawal Ghanshyam Dhanani (since inception) and Ms. Komal Grover (since July 17, 2025). In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the subsequent date is considered for computation of returns.

Scheme Documents

Samco Multi Asset Allocation Fund SID

Samco Multi Asset Allocation Fund KIM

Samco Multi Asset Allocation Fund Presentation

Samco Multi Asset Allocation Fund Scheme Flyer

Samco Multi Asset Allocation Fund - Direct Growth

Choti SIP

Direct Regular

AUM (as on 2026-01-31)

411.37 (₹Crores)

NAV (as on 2026-02-03)

12.6100

Risk

High

Invest Now

SAMCO MULTI ASSET ALLOCATION FUND (An open ended scheme investing in Equity, Fixed Income, Exchange Traded Commodity Derivatives / Units of Gold ETFs / Silver ETFs & units of REITs/InvITs)
*This product is suitable for investors who are seeking :** Capital appreciation & generating income over long term Investment in a diversified portfolio of equity, fixed income, Exchange Traded Commodity Derivatives / Units of Gold ETFs / Silver ETFs & units of REITs/InvITs
Scheme Risk-o-meter The risk of the scheme is high Benchmark Risk-o-meter The risk of the Benchmark is high
Risk-o-meter for Scheme: Basis it's portfolio, for Benchmark (65% Nifty 50 TRI + 20% CRISIL Short Term Bond Fund Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver): Basis it's constituents as on December 31, 2025
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.