Welcome to the website/mobile application of the Samco Mutual Fund. We understand that our customers and website/mobile application visitors are concerned about the privacy of information. At Samco Mutual Fund we are strongly committed to protect the personal and financial information that you submit to us and would endeavour to protect it from unauthorized use. This Privacy Statement gives you specific information about how we protect your privacy, how we treat information we collect on the Site that identifies an individual user (“Personal Information”), and how we use aggregated information.
BY REGISTERING FOR OR USING THE WESITE / MOBILE APPLICATION, YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY STATEMENT. We reserve the right to modify this Statement at any time by posting a notice on the home page. (If we consider it appropriate, we may also provide additional notice of significant changes.) Your use of the website / mobile application after the date of the last modification listed at the beginning of this Privacy Statement indicates to us that you agree to the changes.
Location of servers and transfer of information to India. The website / mobile application is hosted by servers in India. If you are located outside of India, your Personal Information will be transferred to India. By submitting your Personal Information, you consent to its transfer to the India and to its storage, processing, and use there in accordance with this Privacy Statement.
Collection of Information:
In the course of using this website/mobile application or availing the products and services, Samco Mutual Fund may become privy to the personal information of the Users of the website/mobile application, including information that is of a confidential & sensitive nature. We may collect information about you from several sources. You may provide information as part of the application or enrollment process or our landing pages during online campaigns. Additionally, we may obtain information about you from third parties. We also develop and retain information about you based on our transactions and experience with you. Finally, we obtain information about you through Internet technology, including our website/mobile application.
For the purposes of this document, the term Users means any person accessing or using the website www.samcomf.com or mobile application or any of its products or services or features. Samco Mutual Fund is strongly committed to protecting the privacy of the Users and has taken all necessary and reasonable measures to protect the confidentiality of the User information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the Users.
Therefore, you should be careful with usage of the username and password by maintaining confidentiality and ensure that you do not knowingly or accidentally share, provide and facilitate unauthorized use of it. In addition, like most Sites/mobile applications, we use small bits of data called cookies stored on user's computers to stimulate a continuous connection. Cookies let us store information about your preferences and passwords and allow you to move to different pages of our secure Site without having to re-enter your password information. Any information collected is stored in secure databases protected via a variety of access controls and is treated as confidential information by us.
Therefore, you should be careful with usage of the username and password by maintaining confidentiality and ensure that you do not knowingly or accidentally share, provide and facilitate unauthorized use of it.
Use and disclosure of Personal & Financial Information:
We will protect your personal information against unauthorized use, dissemination or publication in the same manner in which we would protect our confidential information of like nature. However under certain conditions we may share this information. We may use the personal information to improve our services to you and to keep you updated about our new products or other information that may be of interest to you.
We may share information in the course of normal business operations, such as providing services you have subscribed for, and any activity related to these services such as collection of fee. It may become necessary for Samco Mutual Fund to disclose your personal information to its agents and contractors in the course of normal business operations for the above referred purpose. However, these parties would be required to use the information obtained from Samco Mutual Fund for such purposes exclusively. Samco Mutual Fund will endeavour to take all reasonable steps to ensure that the confidentiality of your information is maintained by imposing strict confidentiality standards on all the third parties to whom it discloses such information.
We may be required to disclose your personal and financial information to the statutory authorities in connection with any legal process that may be initiated by such authorities in accordance with applicable laws. Samco Mutual Fund may also share your information to provide you with superior services and a range of offers. We may use this information to advise you of products, services and other marketing materials, which we think, may be of interest to you. If one desires Samco Mutual Fund to limit such sharing whereby one would not like to be informed of offers available, one may contact us at (022) 4170 8999 (On all days between 9.30 a.m. and 6.00 p.m.). Otherwise, Samco Mutual Fund will use the User information to improve the visitor experience on the site and make subsequent offers to the visitor on products which may be of interest to him / her.
The User authorises Samco Mutual Fund to exchange, share, part with all information related to the details and transaction history of the Users to its Affiliates / Subsidiaries / banks / financial institutions / credit bureaus / agencies / participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold Samco Mutual Fund liable for use or disclosure of this information.
Non-personal information
Like many sites, we obtain Non-Personal Information such as IP (internet protocol) addresses, browser types, the name of your ISP (internet service provider), information about where a user comes from before arriving at our Site, what pages a user visit, the order of those pages, and the amount of time spent on each. A vendor performs this service for us by sending a cookie to gather this information, compile it, and report to us. We use Non-Personal Information to customize the advertising and content you see, improve our services, conduct research, and provide anonymous aggregated reporting for internal audits and third-parties.
We use the Personal Information and the Non-Personal Information we collect on the Site
Cookies :
A cookie is a small data file, often including an anonymous unique identifier that is sent from a web site’s computer and stored on your computer’s hard drive. Use of cookies is common on the Internet. A web site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser permits a website to access only the cookies it has already sent to you, not the cookies sent to you by other sites. You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. (Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.) You can reset your browser to refuse all cookies or indicate when a cookie is being sent. But if you refuse cookies, some parts of the Site will not function properly and may not provide services or information you have requested. For example, without cookies, we will not be able to provide you with searches that you have asked us to save.
Amendments :
Due to changes in legislation or enhancements to functionality and content on the website/mobile application, we may make changes to privacy policy (without being obliged to do so) and would reflect those changes in this privacy policy statement. Hence you are requested to go through the privacy policy statement on a regular basis.
Non-Binding:
Please note that this privacy policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.
Prohibited Actions:
While using this Site/mobile application, you agree not to, by any means (including hacking, cracking or defacing any portion of the Site) indulge in illegal or unauthorized activities including the following:
At Samco Mutual Fund, we only do what's right for you and will at all time strive to ensure your privacy.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
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