Samco Multi Asset Allocation Fund - Regular Growth

About Scheme: This is a unique fund with a dynamic R.O.T.A.T.E. strategy. The fund has an ability to rotate predominantly into EQUITY Mode when equities are in a bull market, into GOLD mode when equities take a back seat but Gold is outperforming and into DEBT/ARBITRAGE mode when both equities and gold are falling.

Overview
Portfolio
Fund Performance
Scheme Documents

Fund Overview

Investment Objective

The investment objective of the scheme is to generate long term capital appreciation by investing in a diversified portfolio of equity and equity related instruments, debt and money market instruments, Exchange Traded Commodity Derivatives / Units of Gold ETFs, Silver ETF & units of REITs/InvITs.

There is no assurance that the investment objective of the scheme will be achieved.

Key Highlights
Gold : Ability to transform into a predominantly Gold Fund when Gold is trending upwards inversely vs Equity.
Real Time Allocation Model : Allows quick re-allocation between 3 modes and doesn’t wait for quarterly/monthly rebalancing cycles.
Dynamic in nature : A hybrid fund that can transform into pre-dominantly Equity Mode or Gold Mode or Debt Mode.
Drawdown Protection : Limited drawdown during bear markets.
Momentum Trend following system : Only stay in the equities when the markets are trending upside.

Type of scheme	An open ended scheme investing in Equity, Fixed Income, Exchange Traded Commodity Derivatives / Units of Gold ETFs / Silver ETFs & units of REITs/InvITs
Plans	Direct Growth Regular Growth
Benchmark Index	65% Nifty 50 TRI + 20% CRISIL Short Term Bond Fund Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver
STP Frequency	Normal STP - daily, weekly, fortnightly, monthly, quarterly
Minimum Application Amount of scheme	₹ 5000 and in multiples of ₹ 1/- thereafter
Minimum Additional Application Amount	₹ 500 and in multiples of ₹ 1/- thereafter
Minimum SIP Amount	₹ 250 and in multiples of ₹ 1/- thereafter
Entry Load	Not applicable
Exit Load	10% of units can be redeemed without an exit load within 12 months of allotment. Any redemption in excess of such limit in the first 12 months will incur 1% exit load. No exit load, if redeemed or switched out after 12 months from the date of allotment of unit.
Fund Manager	Mr. Umeshkumar Mehta Director, CIO & Fund Manager Mrs. Nirali Bhansali Fund Manager Mr. Dhawal Dhanani Fund Manager Ms. Komal Grover Fund Manager

Portfolio

All Holdings (as on 2026-04-30)

Issuers	Industry	% Of Net Assets	% to Derivatives
Indian Equity and Equity Related Total		74.13	2.42
GE Vernova T&D India Limited	Electrical Equipment	3.05
Hitachi Energy India Limited	Electrical Equipment	3.01
National Aluminium Company Limited	Non - Ferrous Metals	2.99
Bharat Forge Limited	Auto Components	2.39
Multi Commodity Exchange of India Limited	Capital Markets	2.27
Apar Industries Limited	Electrical Equipment	1.92
BSE Limited	Capital Markets	1.83
The Federal Bank Limited	Banks	1.78
Bank of Maharashtra	Banks	1.77
Laurus Labs Limited	Pharmaceuticals & Biotechnology	1.69
Aditya Birla Capital Limited	Finance	1.67
AU Small Finance Bank Limited	Banks	1.48
Cummins India Limited	Industrial Products	1.24	0.13
Ashok Leyland Limited	Agricultural, Commercial & Construction Vehicles	1.37
Indian Bank	Banks	1.36
Hindalco Industries Limited	Non - Ferrous Metals	1.19	0.15
L&T Finance Limited	Finance	1.29
Kirloskar Oil Engines Limited	Industrial Products	1.28
Lupin Limited	Pharmaceuticals & Biotechnology	1.28
APL Apollo Tubes Limited	Industrial Products	0.93	0.32
FSN E-Commerce Ventures Limited	Retailing	1.23
Max Financial Services Limited	Insurance	1.22
NMDC Limited	Minerals & Mining	1.13	0.06
Bank of India	Banks	1.16
The Great Eastern Shipping Company Limited	Transport Services	1.07
Marico Limited	Agricultural Food & other Products	1.05
Indus Towers Limited	Telecom - Services	0.91
Shriram Finance Limited	Finance	0.95	-0.10
Anupam Rasayan India Limited	Chemicals & Petrochemicals	0.85
Oil & Natural Gas Corporation Limited	Oil	0.79	0.05
Navin Fluorine International Limited	Chemicals & Petrochemicals	0.84
Religare Enterprises Limited	Finance	0.83
Coal India Limited	Consumable Fuels	0.64	0.16
Nestle India Limited	Food Products	0.54	0.22
Adani Ports and Special Economic Zone Limited	Transport Infrastructure	0.64	0.10
Force Motors Limited	Automobiles	0.74
RBL Bank Limited	Banks	0.74
Karur Vysya Bank Limited	Banks	0.73
Syrma SGS Technology Limited	Industrial Manufacturing	0.73
Union Bank of India	Banks	0.82	-0.09
Vardhman Textiles Limited	Textiles & Apparels	0.71
Granules India Limited	Pharmaceuticals & Biotechnology	0.68
Delhivery Limited	Transport Services	0.67
JB Chemicals & Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	0.67
Shipping Corporation Of India Limited	Transport Services	0.67
Natco Pharma Limited	Pharmaceuticals & Biotechnology	0.66
City Union Bank Limited	Banks	0.65
Chennai Petroleum Corporation Limited	Petroleum Products	0.65
State Bank of India	Banks	0.14	0.50
Tata Steel Limited	Ferrous Metals	0.34	0.29
General Insurance Corporation of India	Insurance	0.62
Eicher Motors Limited	Automobiles	0.51	0.09
Titan Company Limited	Consumer Durables	0.30	0.29
The Jammu & Kashmir Bank Limited	Banks	0.59
Star Health And Allied Insurance Company Limited	Insurance	0.55
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	0.29	0.26
Vedanta Limited	Diversified Metals	0.54
TVS Motor Company Limited	Automobiles	0.43	0.11
Engineers India Limited	Construction	0.54
Can Fin Homes Limited	Finance	0.52
JK Tyre & Industries Limited	Auto Components	0.52
Samvardhana Motherson International Limited	Auto Components	0.29	0.19
Hindustan Petroleum Corporation Limited	Petroleum Products	0.47
Hindustan Zinc Limited	Non - Ferrous Metals	0.26	0.20
Mangalore Refinery and Petrochemicals Limited	Petroleum Products	0.46
SBI Life Insurance Company Limited	Insurance	0.46
Bharat Electronics Limited	Aerospace & Defense	0.34	0.12
Canara Bank	Banks	0.16	0.30
Hero MotoCorp Limited	Automobiles	1.46	-1.01
Aster DM Healthcare Limited	Healthcare Services	0.44
Acutaas Chemicals Limited	Pharmaceuticals & Biotechnology	0.43
Anand Rathi Wealth Limited	Capital Markets	0.41
Indian Oil Corporation Limited	Petroleum Products	0.28	0.07
MRF Limited	Auto Components	0.32
Axis Bank Limited	Banks	0.31
Bharat Petroleum Corporation Limited	Petroleum Products	0.24	0.06
Jindal Saw Limited	Industrial Products	0.28
Pfizer Limited	Pharmaceuticals & Biotechnology	0.28
Life Insurance Corporation Of India	Insurance	0.29	-0.01
Central Bank of India	Banks	0.25
Bank of Baroda	Banks	0.29	-0.04
Malco Energy Limited	Miscellaneous	0.24
Talwandi Sabo Power Limited	Power	0.24
Vedanta Aluminium Metal Limited	Miscellaneous	0.24
Vedanta Iron And Steel Limited	Miscellaneous	0.24
LIC Housing Finance Limited	Finance	0.20
JSW Dulux Limited	Consumer Durables	0.18
Chambal Fertilizers & Chemicals Limited	Fertilizers & Agrochemicals	0.15
Tata Motors Passenger Vehicles Limited	Automobiles	0.15
ACC Limited	Cement & Cement Products	0.11
6% TVS Motor Co Non Conv Rede Pref Shares 01SEP26	Automobiles	0.01
Gold ETF		0.46
Nippon India ETF Gold Bees	Mutual Funds	0.46
Debt Instruments		11.37
7.38% GOI (MD 20/06/2027)	Sovereign	11.37
Exchange Traded Commodity Futures		9.78
FUTCOM_GOLD_05/06/2026	GOLD	9.78
TREPS, Cash, Cash Equivalents and Net Current Asset	Cash & Cash Equivalents	1.84
Grand Total		100

Industry wise Allocation

Period	Fund Returns (%)	Benchmark Returns (%)	Additional Benchmark Returns (%)	Value of Investment of 10,000
Period	Fund Returns (%)	Benchmark Returns (%)	Additional Benchmark Returns (%)	Fund (₹)	Benchmark (₹)	Additional Benchmark (₹)
Regular Plan - Growth Option
Last 1 year	6.67%	15.84%	-0.28%	10,667	11,584	9,972
Since Inception	14.41%	15.89%	1.88%	11,990	12,200	10,254
Direct Plan - Growth Option
Last 1 year	8.40%	15.84%	-0.28%	10,840	11,584	9,972
Since Inception	16.32%	15.89%	1.88%	12,260	12,200	10,254

Benchmark: (65% Nifty 50 TRI + 20% CRISIL Short Term Bond Fund Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver) Additional Benchmark: Nifty 50 Total Returns Index Inception/Allotment date: 24-Dec-24

Past performance may or may not be sustained in the future and is not a gurantee of any future returns. Returns computed on compounded annualised basis based on the NAV. Different Plans i.e. Regular Plan and Direct Plan under the scheme has different expense structure. The “since inception” returns of the scheme are calculated on Rs. 10/- invested at inception. The Fund is co-managed by Mr. Umeshkumar Mehta (since inception), Mrs. Nirali Bhansali (since inception), Mr. Dhawal Ghanshyam Dhanani (since inception) and Ms. Komal Grover (since July 17, 2025). In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the previous date is considered for computation of returns.

Period	Amount invested (Rs)	Fund Value (Rs)	Fund Returns (%)	Benchmark value (Rs)	Benchmark Returns (%)	Additional Benchmark Value (Rs)	Additional Benchmark Returns (%)
Period	Amount invested (Rs)	Fund Value (Rs)	Fund Returns (%)	Benchmark value (Rs)	Benchmark Returns (%)	Additional Benchmark Value (Rs)	Additional Benchmark Returns (%)	Regular Plan - Growth Option
Last 1 year	120,000	122,223.00	3.48%	126,852	10.84%	116,014	-6.15%
Since Inception	160,000	168,267.00	7.39%	175,677	14.05%	158,114	-1.68%
Direct Plan - Growth Option
Last 1 year	120,000	123,314.00	5.20%	126,852	10.84%	116,014	-6.15%
Since Inception	160,000	170,263.00	9.18%	175,677	14.05%	158,114	-1.68%

Past performance may or may not be sustained in the future and is not a gurantee of any future returns. For SIP returns, monthly investment of Rs.10,000 invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return).The Fund is co-managed by Mr. Umeshkumar Mehta (since inception), Mrs. Nirali Bhansali (since INCEPTION), Mr. Dhawal Ghanshyam Dhanani (since inception) and Ms. Komal Grover (since July 17, 2025). In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the subsequent date is considered for computation of returns.

Scheme Documents

Samco Multi Asset Allocation Fund SID

Samco Multi Asset Allocation Fund KIM

Samco Multi Asset Allocation Fund Presentation

Samco Multi Asset Allocation Fund Scheme Flyer

Samco Multi Asset Allocation Fund - Regular Growth

Choti SIP

Direct Regular

AUM (as on 2026-04-30)

401.71 (₹Crores)

NAV (as on 2026-04-30)

11.9900

Risk

Low to Moderate

Invest Now

SAMCO MULTI ASSET ALLOCATION FUND (An open ended scheme investing in Equity, Fixed Income, Exchange Traded Commodity Derivatives / Units of Gold ETFs / Silver ETFs & units of REITs/InvITs)
*This product is suitable for investors who are seeking :** Capital appreciation & generating income over long term Investment in a diversified portfolio of equity, fixed income, Exchange Traded Commodity Derivatives / Units of Gold ETFs / Silver ETFs & units of REITs/InvITs
Scheme Risk-o-meter The risk of the scheme is low to moderate Benchmark Risk-o-meter The risk of the Benchmark is high
Risk-o-meter for Scheme: Basis it's portfolio, for Benchmark (65% Nifty 50 TRI + 20% CRISIL Short Term Bond Fund Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver): Basis it's constituents as on March 31, 2026
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.