Samco Dynamic Asset Allocation Fund

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About the Fund

Fund Objective

The investment objective of the Scheme is to generate income/long-term capital appreciation by investing in equity, equity derivatives, fixed income instruments and foreign securities. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation while managing downside risk.

However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved

Fund Description

Samco Dynamic Asset Allocation Fund is Built on TRANSFORMER model that determines equity and debt allocation based on primary market trends. It transforms in real time to debt & arbitrage mode to protect downside during downtrend and participates in uptrends with greater equity exposure.

Why Invest in this Fund?

01

Dynamically allocates between equity and debt (0% to 100%) using SAMCO’s proprietary TRANSFORMER model, aiming to optimize returns across varying market conditions.

02

Adjusts net equity exposure based on market trends, momentum, and risk indicators, with the ability to reduce equity exposure to 0% through hedging strategies during volatile or bearish phases.

03

Utilizes a data-driven asset allocation framework incorporating factors such as market trends, interest rates, volatility (VIX), valuation metrics, and relative strength across asset classes.

NAV Journey

OR

All performance is shown in INR currency

Lumpsum Performance
SIP Performance
Cumulative Performance

Cumulative performance

(as on 31/07/2026)
Loading performance…
Instrument YTD 1M 3M 6M 1Y 3Y 5Y 10Y From Inception From Inception annualised
Samco Dynamic Asset Allocation Fund - Regular IDCW - Payout - - - - - - - - - -
Fund Benchmark – NIFTY 50 Hybrid Composite Debt 50:50 Index - - - - - - - - - -

Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index Additional Benchmark: Nifty 50 TRI Inception/Allotment date: 28-Dec-23

Past performance may or may not be sustained in the future and is not a gurantee of any future returns. Returns computed on compounded annualised basis based on the NAV. Different Plans i.e. Regular Plan and Direct Plan under the scheme has different expense structure. The “since inception” returns of the scheme are calculated on Rs. 10/- invested at inception. The Fund is co-managed by Mr. Umeshkumar Mehta (since inception), Mrs. Nirali Bhansali (since February 19, 2025), Mr. Dhawal Ghanshyam Dhanani (since inception), Mr. Vishal Shinde (since July 01, 2026) . In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the previous date is considered for computation of returns.

Historical Returns (As Per SEBI format) as of -- with investment of ₹ 10,000

Loading historical returns…
Period Fund Returns (%) Benchmark Returns (%) Additional Benchmark Returns (%) Value of Investment of 10,000
Fund (₹) Benchmark (₹) Additional Benchmark (₹)
Regular Plan - Growth Option
1 Year 46.4% 46.4% 46.4% ₹ 14,640 ₹ 14,640 ₹ 14,640
3 Year 21.22% 46.4% 46.4% ₹ 14,640 ₹ 14,640 ₹ 14,640
5 Year 21.22% 46.4% 46.4% ₹ 14,640 ₹ 14,640 ₹ 14,640
Since Inception 21.22% 46.4% 46.4% ₹ 14,640 ₹ 14,640 ₹ 14,640

Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index Additional Benchmark: Nifty 50 TRI Inception/Allotment date: 28-Dec-23

Past performance may or may not be sustained in the future and is not a gurantee of any future returns. Returns computed on compounded annualised basis based on the NAV. Different Plans i.e. Regular Plan and Direct Plan under the scheme has different expense structure. The “since inception” returns of the scheme are calculated on Rs. 10/- invested at inception. The Fund is co-managed by Mr. Umeshkumar Mehta (since inception), Mrs. Nirali Bhansali (since February 19, 2025), Mr. Dhawal Ghanshyam Dhanani (since inception), Mr. Vishal Shinde (since July 01, 2026) . In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the previous date is considered for computation of returns.

Performance of SIP (As Per SEBI format) as of -- with investment of ₹ 10,000

Loading SIP performance…
Period Amount invested (Rs) Fund Value (Rs) Fund Returns (%) Benchmark value (Rs) Benchmark Returns (%) Additional Benchmark Value (Rs) Additional Benchmark Returns (%)
Regular Plan - Growth Option

Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index Additional Benchmark: Nifty 50 TRI Inception/Allotment date: 28-Dec-23

Past performance may or may not be sustained in the future and is not a gurantee of any future returns. For SIP returns, monthly investment of Rs.10,000 invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return). The Fund is co-managed by Mr. Umeshkumar Mehta (since inception), Mrs. Nirali Bhansali (since February 19, 2025), Mr. Dhawal Ghanshyam Dhanani (since inception), Mr. Vishal Shinde (since July 01, 2026). In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the subsequent date is considered for computation of returns.

Performance Table / Total Return %

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Jan Feb Mar Apr May June July Aug Sept Oct Nov Dec
2010 - - - - - - - - - - +4.1 +6.1
2011 - - - - - - - - - - +4.1 +6.1
2012 - - - - - - - - - - +4.1 +6.1
2013 - - - - - - - - - - +4.1 +6.1
2014 - - - - - - - - - - +4.1 +6.1
2015 - - - - - - - - - - +4.1 +6.1
2016 - - - - - - - - - - +4.1 +6.1

Historical Returns Snapshot

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Exposure Breakdown

Asset Class
Market Cap
Sectors
Asset ClassWeight
(as on --)
Market CapitalizationWeight
(as on --)
SectorsWeight
(as on --)

Fund Managers

Mr. Umeshkumar Mehta

Mr. Umeshkumar Mehta

Director, CIO & Fund Manager

See funds managed >>
Mrs. Nirali Bhansali

Mrs. Nirali Bhansali

Fund Manager

See funds managed >>
Mr. Dhawal Dhanani

Mr. Dhawal Dhanani

Fund Manager

See funds managed >>
Mr. Vishal Shinde

Mr. Vishal Shinde

Fund Manager

See funds managed >>

Fund Documents

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Samco Dynamic Asset Allocation Fund SID
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Samco Dynamic Asset Allocation Fund KIM
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Samco Dynamic Asset Allocation Fund One Pager

Fund Details

Type of scheme
An open ended dynamic asset allocation fund
Plans
  • Direct Growth
  • Regular Growth
Options
Growth option & Income Distribution cum Capital Withdrawal (IDCW) Option - IDCW - Reinvestment, IDCW – Payout, IDCW - Transfer
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
STP Frequency
  • Normal STP - daily, weekly, fortnightly, monthly, quarterly
Minimum Application Amount of scheme
₹ 5000 and in multiples of ₹ 1/- thereafter
Minimum Additional Application Amount
₹ 500 and in multiples of ₹ 1/- thereafter
Minimum SIP Amount
₹ 250 and in multiples of ₹ 1/- thereafter
Exit Load
  • No Exit load for up to 25% Units
  • 1% for remaining units on or before 1 Year
  • Nil after 1 Year

Risk-o-meter

This product is suitable for investors who are seeking* :
Scheme Risk-o-meter
Scheme Risk-o-Meter
The risk of the scheme is Very High
Benchmark Risk-o-meter
Benchmark Risk-o-Meter
The risk of the Benchmark is High

This product is suitable for investors who are seeking* :

  • Capital Appreciation & Income Generation over medium to long term
  • Investment in a dynamically managed portfolio of equity & equity related instruments and debt & money market securities

Risk-o-meter for Scheme: Basis it's portfolio, for Benchmark (NIFTY 50 Hybrid Composite Debt 50:50 Index): Basis it's constituents as on July 31, 2026

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Frequently asked questions

What is the Investment Objective of Samco Dynamic Asset Allocation Fund?

The investment objective of the Scheme is to generate income/long-term capital appreciation by investing in equity, equity derivatives, fixed income instruments and foreign securities. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation while managing downside risk.

What is the Investment Strategy of Samco Dynamic Asset Allocation Fund?

The scheme follows a dynamic asset allocation strategy, with net equity exposure ranging from 0% to 100% based on SAMCO's proprietary TRANSFORMER model. While gross equity exposure is generally maintained between 65% and 100%, derivative strategies may be used to reduce net equity exposure during adverse market conditions. The model allocates more towards equities during strong market trends and shifts towards debt when market momentum weakens or volatility rises. It also incorporates trailing stop-loss mechanisms and mean-reversion signals to manage downside risk. Portfolio rebalancing is undertaken on a real-time basis, enabling the scheme to respond promptly to changing market conditions.

What is TRANSFORMER Model of Samco Dynamic Asset Allocation Fund?

The scheme's proprietary TRANSFORMER follows a rules-based dynamic asset allocation framework that combines trend-following and mean-reversion signals to determine equity and debt exposure. It evaluates a broad range of market and macroeconomic indicators, including equity market trends, moving averages, market breadth, 52-week highs and lows, trading volumes, India VIX, credit spreads, interest rates and yield curves, relative strength across asset classes and sectors, valuation metrics such as market capitalisation-to-GDP and earnings yields, as well as rolling returns and retail participation. Based on these indicators, the model increases equity allocation during favourable market trends and gradually reduces exposure during periods of weakening momentum, elevated volatility, or adverse market conditions. It also incorporates trailing stop-loss mechanisms and extreme valuation signals to limit downside risk and identify potential market reversals. Portfolio rebalancing is undertaken on a real-time basis, enabling the scheme to dynamically respond to changing market conditions while seeking to optimise risk-adjusted returns.
An illustration of how the TRANSFORMER model will move from Equity to Debt & Arbitrage Strategies:

What is the Benchmark of Samco Dynamic Asset Allocation Fund?

The benchmark of the scheme is NIFTY50 Hybrid Composite Debt 50: 50 Index.

What is the entry / exit load on Samco Dynamic Asset Allocation Fund?

Entry Load: Not Applicable
Exit Load: 10% of units can be redeemed without an exit load within 12 months of allotment. Any redemption in excess of such a limit in the first 12 months will incur 1% exit load. No exit load, if redeemed or switched out after 12 months from the date of allotment of unit.

What is the minimum investment amount of Samco Dynamic Asset Allocation Fund?

Fresh Purchase (lumpsum): Rs. 5,000/- and in multiples of Re. 1/- thereafter
Systematic Investment Plan (SIP): Rs. 500 and above: minimum 12 installments.

Who are the Fund Managers of Samco Dynamic Asset Allocation Fund?

The fund will be jointly managed by Mr. Umeshkumar Mehta, Mrs. Nirali Bhansali, Mr. Dhawal Ghanshyam Dhanani and Mr. Vishal Shinde.

Frequently asked questions

This product is suitable for investors who are seeking* :
Risk-o-meter
Investors understand that their principal will be at very high risk
Risk-o-meter
Investors understand that their principal will be at very high risk
  • Capital Appreciation & Income Generation over medium to long term
  • Investment in a dynamically managed portfolio of equity & equity related instruments and debt & money market securities

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

(It may be noted that risk-o-meter of the Scheme specified above is based on the scheme characteristics and may vary post NFO, when the actual investments are made. The same shall be updated in accordance with provisions of SEBI circular dated October 5, 2020 on Product labelling in mutual fund schemes on ongoing basis)
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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.